Although we almost all know someone who has been in a collision, hearing about their experience may not be enough to prepare for the possibility of personal involvement in one. Accidents can bring on a lot of physical pain and emotional distress, but knowing what to do, starting at the scene of the wreck, can ease the coping process and path to compensation.
Mitigating all types of injuries
The shock of an accident may mask the actual injuries someone faces. Therefore, one non-negotiable after leaving the crash scene is seeking medical help. Getting an evaluation by a medical professional is vital for a victim’s safety and creating a proper paper trail for an insurance claim. Checking in with a mental health professional is also a good idea for the smoothest recovery. The toll a traumatic experience can take on someone can range from brief bouts of anxiety when getting behind the wheel again to a severe case of post-traumatic stress disorder. The quickest way to get necessary aid and a record of the incident is by calling for emergency help.
Filing a successful claim
There are several other ways to strengthen an insurance claim, starting at the scene to accepting a settlement offer. Firstly, documenting the scene with photos, videos, and notes on what you see, the location and the damage can be helpful evidence. It’s also important to talk to the other driver, exchange information, and see how they are doing. What you’ll want to avoid is admitting fault, even if you think you could have done something to prevent the collision, refrain from saying sorry or taking any of the blame. Let insurance adjusters make that decision once you submit all your documentation. Then, once it’s in the hands of an insurance company, practice patience. Do not accept the first offer presented, as insurance companies tend to lowball victims. Take the time to negotiate, or even better yet, rely on the expertise of a legal professional who can defend your best interests.
While processing the aftermath of a car accident can be stressful. Taking a deep breath and handling each step with care is crucial to dodge mistakes that can jeopardize your settlement. While reporting the crash, collecting evidence, and getting your car fixed are necessary steps, don’t forget to take care of yourself.